[:en]Buying a House? 4 Reasons to DO IT NOW[:es]¿Comprando una casa? 4 razones para HACERLO AHORA[:]

[:en] 

Here are four great reasons to consider buying a home today, instead of waiting.

1. Prices Will Continue to Rise

The Home Price Expectation Survey polls a distinguished panel of over 100 economists, investment strategists, and housing market analysts. Their most recent report projects appreciation in home values over the next five years to be between 30.8% (most optimistic) and 9.4% (most pessimistic).

The bottom in home prices has come and gone. Home values will continue to appreciate for years. Waiting no longer makes sense.

2. Mortgage Interest Rates Are Projected to Increase

Although the Primary Mortgage Market Survey shows that interest rates for a 30-year mortgage are currently around 4.2%, Freddie Mac is projecting that rates will increase to 5.2% by this time next year.

An increase in rates will impact YOUR monthly mortgage payment. Your housing expense will be more a year from now if a mortgage is necessary to purchase your next home.

3. Either Way, You are Paying a Mortgage

As a research paper from the Joint Center for Housing Studies at Harvard University explains:

“Households must consume housing whether they own or rent. Not even accounting for more favorable tax treatment of owning, homeowners pay debt service to pay down their own principal while households that rent pay down the principal of a landlord plus a rate of return. That’s yet another reason owning often does—as Americans intuit—end up making more financial sense than renting.”

4. It’s Time to Move On with Your Life

The ‘cost’ of a home is determined by two major components: the price of the home and the current mortgage rate. It appears that both are on the rise.

But, what if they weren’t? Would you wait?

Look at the actual reason you are buying and decide whether it is worth waiting. Whether you want to have a great place for your children to grow up, you want your family to be safer, or you just want to have control over renovations, maybe it is time to buy.

If the right thing for you and your family is to purchase a home this year, buying sooner rather than later could lead to substantial savings.[:es]Buying a House? 4 Reasons to DO IT NOW | Keeping Current Matters

Aquí hay cuatro buenas razones que considerar al comprar una casa hoy en vez de esperar.

1. Los precios seguirán en aumento

La encuesta The Home Price Expectation sondeo un panel distinguido de más de 100 economistas, estrategas de inversión, y analistas del mercado de la vivienda. Su informe publicado recientemente proyecta una apreciación en el valor de las casas durante los próximos cinco años entre el 9.4% (los más pesimistas) y 30.8% (los más optimistas).

El tocar fondo de los precios de las casas ya pasó. El valor de las casas va a continuar apreciando por años. El esperar ya no tiene sentido.

2. Las tasas de interés hipotecarias están aumentando

Aunque la encuesta Freddie Mac’s Primary Mortgage Market demostró que las tasas de interés para una hipoteca a 30 años está actualmente alrededor del 4.2%, Freddie Mac está proyectando que las tasas van a aumentar a 5.2% por primera vez en cinco años.

Un aumento en las tasas va a tener un impacto es SU pago mensual de la hipoteca. Los gastos de vivienda van a ser más dentro de un año si es necesaria una hipoteca para comprar su próxima casa.

3. De cualquier manera, usted está pagando una hipoteca

Como recientemente explico un documento por the Joint Center for Housing Studies de la Universidad de Harvard:

“Los hogares deben gastar en vivienda sea que son dueños o alquilan. Ni siquiera contando con el más favorable tratamiento fiscal de ser propietario, los propietarios pagan servicio de la deuda para pagar su propio principal mientras que los hogares que pagan alquiler pagan el principal de un arrendador más una tasa de regreso. Esa es otra razón por la que ser propietario a menudo – como los estadounidenses intuyen – termina teniendo más sentido financiero que alquilar.”

4. Es tiempo que continuar con su vida

El ‘costo’ de una casa se determina por dos componentes mayores: el precio de la casa y la tasa hipotecaria actual. Al parecer justos están subiendo.

Pero, ¿Qué pasa si no? ¿Puede usted esperar?

Vea la razón real por la que usted está comprando y decida si vale la pena esperar. Sea que usted quiere tener un buen lugar para que sus hijos crezcan, usted quiere que su familia este más segura o usted simplemente quiere tener control sobre las renovaciones, tal vez sea tiempo de comprar.

Si lo correcto para usted y su familia es comprar una casa este año, el comprar más temprano que tarde puede llevarlo a ahorros sustanciales.[:]

[:en]Buying a House? 4 Reasons to DO IT NOW[:es]¿Comprando una casa? 4 razones para HACERLO AHORA[:]



[:en]  Here are four great reasons to consider buying a home today, instead of waiting. 1. Prices Will Continue to Rise The Home Price Expectation Survey polls a distinguished panel of over 100 economists, investment strategists, and housing market analysts. Their most recent report projects appreciation in home values over the next five years to ...

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[:en]Buying a House? 4 Reasons to DO IT NOW[:es]¿Comprando una casa? 4 razones para HACERLO AHORA[:]



[:en] 

Here are four great reasons to consider buying a home today, instead of waiting.

1. Prices Will Continue to Rise

The Home Price Expectation Survey polls a distinguished panel of over 100 economists, investment strategists, and housing market analysts. Their most recent report projects appreciation in home values over the next five years to be between 30.8% (most optimistic) and 9.4% (most pessimistic).

The bottom in home prices has come and gone. Home values will continue to appreciate for years. Waiting no longer makes sense.

2. Mortgage Interest Rates Are Projected to Increase

Although the Primary Mortgage Market Survey shows that interest rates for a 30-year mortgage are currently around 4.2%, Freddie Mac is projecting that rates will increase to 5.2% by this time next year.

An increase in rates will impact YOUR monthly mortgage payment. Your housing expense will be more a year from now if a mortgage is necessary to purchase your next home.

3. Either Way, You are Paying a Mortgage

As a research paper from the Joint Center for Housing Studies at Harvard University explains:

“Households must consume housing whether they own or rent. Not even accounting for more favorable tax treatment of owning, homeowners pay debt service to pay down their own principal while households that rent pay down the principal of a landlord plus a rate of return. That’s yet another reason owning often does—as Americans intuit—end up making more financial sense than renting.”

4. It’s Time to Move On with Your Life

The ‘cost’ of a home is determined by two major components: the price of the home and the current mortgage rate. It appears that both are on the rise.

But, what if they weren’t? Would you wait?

Look at the actual reason you are buying and decide whether it is worth waiting. Whether you want to have a great place for your children to grow up, you want your family to be safer, or you just want to have control over renovations, maybe it is time to buy.

If the right thing for you and your family is to purchase a home this year, buying sooner rather than later could lead to substantial savings.[:es]Buying a House? 4 Reasons to DO IT NOW | Keeping Current Matters

Aquí hay cuatro buenas razones que considerar al comprar una casa hoy en vez de esperar.

1. Los precios seguirán en aumento

La encuesta The Home Price Expectation sondeo un panel distinguido de más de 100 economistas, estrategas de inversión, y analistas del mercado de la vivienda. Su informe publicado recientemente proyecta una apreciación en el valor de las casas durante los próximos cinco años entre el 9.4% (los más pesimistas) y 30.8% (los más optimistas).

El tocar fondo de los precios de las casas ya pasó. El valor de las casas va a continuar apreciando por años. El esperar ya no tiene sentido.

2. Las tasas de interés hipotecarias están aumentando

Aunque la encuesta Freddie Mac’s Primary Mortgage Market demostró que las tasas de interés para una hipoteca a 30 años está actualmente alrededor del 4.2%, Freddie Mac está proyectando que las tasas van a aumentar a 5.2% por primera vez en cinco años.

Un aumento en las tasas va a tener un impacto es SU pago mensual de la hipoteca. Los gastos de vivienda van a ser más dentro de un año si es necesaria una hipoteca para comprar su próxima casa.

3. De cualquier manera, usted está pagando una hipoteca

Como recientemente explico un documento por the Joint Center for Housing Studies de la Universidad de Harvard:

“Los hogares deben gastar en vivienda sea que son dueños o alquilan. Ni siquiera contando con el más favorable tratamiento fiscal de ser propietario, los propietarios pagan servicio de la deuda para pagar su propio principal mientras que los hogares que pagan alquiler pagan el principal de un arrendador más una tasa de regreso. Esa es otra razón por la que ser propietario a menudo – como los estadounidenses intuyen – termina teniendo más sentido financiero que alquilar.”

4. Es tiempo que continuar con su vida

El ‘costo’ de una casa se determina por dos componentes mayores: el precio de la casa y la tasa hipotecaria actual. Al parecer justos están subiendo.

Pero, ¿Qué pasa si no? ¿Puede usted esperar?

Vea la razón real por la que usted está comprando y decida si vale la pena esperar. Sea que usted quiere tener un buen lugar para que sus hijos crezcan, usted quiere que su familia este más segura o usted simplemente quiere tener control sobre las renovaciones, tal vez sea tiempo de comprar.

Si lo correcto para usted y su familia es comprar una casa este año, el comprar más temprano que tarde puede llevarlo a ahorros sustanciales.[:]

[:en]Buying a House? 4 Reasons to DO IT NOW[:es]¿Comprando una casa? 4 razones para HACERLO AHORA[:]



[:en]  Here are four great reasons to consider buying a home today, instead of waiting. 1. Prices Will Continue to Rise The Home Price Expectation Survey polls a distinguished panel of over 100 economists, investment strategists, and housing market analysts. Their most recent report projects appreciation in home values over the next five years to ...

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The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. Keeping Current Matters, Inc. will not be liable for any loss or damage caused by your reliance on the information or opinions contained herein.