[:en]Mortgage Rates Just Jumped Over 4%. Now What?[:es]Las tasas hipotecarias acaban de saltar a más del 4 %. ¿Ahora qué? [:]

Mortgage Rates Just Jumped Over 4%. Now What? | Simplifying The Market
[:en]Last week, mortgage interest rates jumped over the 4% mark for the first time this year according to Freddie Mac’s Mortgage Market Survey.

In an article in Housing Wire, a Bankrate analyst explained:

“Mortgage rates rocketed higher following a stronger than expected monthly employment report. The good news on the job front further solidifies the notion that the Federal Reserve will likely begin raising interest rates soon, perhaps in the third quarter of this year.”

This is the same type of commentary we heard back in the spring of 2013 when the talk of the Fed possibly raising rates caused mortgage interest rates to surge by a full percentage point from the end of April through the end of June of that year.

Will We See that Same Surge in 2015?

No one knows for sure. However, Fannie Mae, Freddie Mac, the Mortgage Bankers Association and the National Association of Realtors are each calling for rates to continue their upswing over the next six quarters.

Here is a chart comparing 2013 to this year:

Mortgage Rate Spike Comparison | Simplifying The Market

Bottom Line

Though no one can definitely say where rates will be six months from now, most experts believe they will be higher. If you are thinking of buying your first home or are considering a move up to the house of your family’s dreams, now may be the best time to do it.[:es]

La semana pasada, las tasas de interés hipotecarias saltaron a la marca de más del 4 % por primera vez este año según la encuesta del mercado hipotecario de Freddie Mac.

En un artículo en Housing Wire, un analista de Bankrate explicó:

“Las tasas hipotecarias se dispararon más alto siguiendo al informe de un mes de empleo más firme de lo que se esperaba. La buena noticia en el frente del empleo, asienta la idea que la Reserva Federal le gustaría empezar aumentar las tasas de interés pronto, tal vez en el tercer trimestre de este año”.

Este es el mismo tipo de comentario que escuchamos en la primavera de 2013 cuando se habló de la posibilidad que la Fed aumentara las tasas haciendo que las tasas de interés hipotecarias aumentaran por un punto porcentual desde finales de abril hasta finales de junio de ese año.

¿Veremos ese mismo aumento en 2015?

Nadie sabe a ciencia cierta. Sin embargo, Fannie Mae, Freddie Mac, la Asociación de banqueros hipotecarios y la Asociación nacional de Realtors cada uno de ellos está pidiendo que las tasas continúen  su auge durante los próximos seis trimestres.

Aquí hay una tabla comparando 2013 con este año:

616

En conclusión

Aunque nadie puede con seguridad decir donde las tasas van a estar dentro de seis meses, la mayoría de los expertos creen que van a estar más altas. Si usted está pensando  en comprar su primera casa o está considerando mudarse a la casa de los sueños de su familia, ahora tal vez es el mejor momento para hacerlo.

[:]

[:en]Mortgage Rates Just Jumped Over 4%. Now What?[:es]Las tasas hipotecarias acaban de saltar a más del 4 %. ¿Ahora qué? [:]

Mortgage Rates Just Jumped Over 4%. Now What? | Simplifying The Market

[:en]Last week, mortgage interest rates jumped over the 4% mark for the first time this year according to Freddie Mac’s Mortgage Market Survey. In an article in Housing Wire, a Bankrate analyst explained: “Mortgage rates rocketed higher following a stronger than expected monthly employment report. The good news on the job front further solidifies the ...

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[:en]Mortgage Rates Just Jumped Over 4%. Now What?[:es]Las tasas hipotecarias acaban de saltar a más del 4 %. ¿Ahora qué? [:]

Mortgage Rates Just Jumped Over 4%. Now What? | Simplifying The Market

[:en]Last week, mortgage interest rates jumped over the 4% mark for the first time this year according to Freddie Mac’s Mortgage Market Survey.

In an article in Housing Wire, a Bankrate analyst explained:

“Mortgage rates rocketed higher following a stronger than expected monthly employment report. The good news on the job front further solidifies the notion that the Federal Reserve will likely begin raising interest rates soon, perhaps in the third quarter of this year.”

This is the same type of commentary we heard back in the spring of 2013 when the talk of the Fed possibly raising rates caused mortgage interest rates to surge by a full percentage point from the end of April through the end of June of that year.

Will We See that Same Surge in 2015?

No one knows for sure. However, Fannie Mae, Freddie Mac, the Mortgage Bankers Association and the National Association of Realtors are each calling for rates to continue their upswing over the next six quarters.

Here is a chart comparing 2013 to this year:

Mortgage Rate Spike Comparison | Simplifying The Market

Bottom Line

Though no one can definitely say where rates will be six months from now, most experts believe they will be higher. If you are thinking of buying your first home or are considering a move up to the house of your family’s dreams, now may be the best time to do it.[:es]

La semana pasada, las tasas de interés hipotecarias saltaron a la marca de más del 4 % por primera vez este año según la encuesta del mercado hipotecario de Freddie Mac.

En un artículo en Housing Wire, un analista de Bankrate explicó:

“Las tasas hipotecarias se dispararon más alto siguiendo al informe de un mes de empleo más firme de lo que se esperaba. La buena noticia en el frente del empleo, asienta la idea que la Reserva Federal le gustaría empezar aumentar las tasas de interés pronto, tal vez en el tercer trimestre de este año”.

Este es el mismo tipo de comentario que escuchamos en la primavera de 2013 cuando se habló de la posibilidad que la Fed aumentara las tasas haciendo que las tasas de interés hipotecarias aumentaran por un punto porcentual desde finales de abril hasta finales de junio de ese año.

¿Veremos ese mismo aumento en 2015?

Nadie sabe a ciencia cierta. Sin embargo, Fannie Mae, Freddie Mac, la Asociación de banqueros hipotecarios y la Asociación nacional de Realtors cada uno de ellos está pidiendo que las tasas continúen  su auge durante los próximos seis trimestres.

Aquí hay una tabla comparando 2013 con este año:

616

En conclusión

Aunque nadie puede con seguridad decir donde las tasas van a estar dentro de seis meses, la mayoría de los expertos creen que van a estar más altas. Si usted está pensando  en comprar su primera casa o está considerando mudarse a la casa de los sueños de su familia, ahora tal vez es el mejor momento para hacerlo.

[:]

[:en]Mortgage Rates Just Jumped Over 4%. Now What?[:es]Las tasas hipotecarias acaban de saltar a más del 4 %. ¿Ahora qué? [:]

Mortgage Rates Just Jumped Over 4%. Now What? | Simplifying The Market

[:en]Last week, mortgage interest rates jumped over the 4% mark for the first time this year according to Freddie Mac’s Mortgage Market Survey. In an article in Housing Wire, a Bankrate analyst explained: “Mortgage rates rocketed higher following a stronger than expected monthly employment report. The good news on the job front further solidifies the ...

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