[:en]Why You Should Stop Renting & Buy Today![:es]¡Por qué debería dejar de alquilar & comprar hoy![:]

Why You Should Stop Renting & Buy Today! | Simplifying The Market
[:en]There are many young people debating whether they should renew the lease on their apartment or sign a contract to purchase their first home.

Housing Cost & Net Worth

Whether you rent or buy, you have a monthly housing cost.

As a buyer, you are paying YOUR mortgage.

Every mortgage payment is a form of what Harvard University’s Joint Center for Housing Studies calls “forced savings.”

“Since many people have trouble saving and have to make a housing payment one way or the other, owning a home can overcome people’s tendency to defer savings to another day.”

The principal portion of your mortgage payment helps build your net worth through building the equity you have in your home.

As a renter, you are paying YOUR LANDLORD’S mortgage.

Below is an example of the home equity that would be accrued over the course of the next four years if you were to buy a home by the end of this year; based on the results of the Home Price Expectation Survey.

Home Equity Over The Next 4 Years | Simplifying The Market

In this example, simply by paying your mortgage, you have just increased your net worth by over $34,000!

Bottom Line

Use your monthly housing cost to your advantage! Let’s get together and discuss the opportunities available in our market.[:es]Hay muchos jóvenes debatiendo si deben renovar el contrato de arrendamiento de su apartamento o firmar un contrato para comprar su primera casa.

El costo de la vivienda & el patrimonio neto

Si usted alquila o compra, usted tiene un costo mensual por la vivienda.

Como comprador usted está pagando SU hipoteca.

Cada pago hipotecario es una forma de lo que el Joint Center for Housing Studies de la universidad de Harvard llama “ahorros forzados”.

“Ya que mucha gente tiene problemas ahorrando y tienen que hacer un pago por la vivienda de una forma u otra, ser propietario de casa puede superar la tendencia de las personas a aplazar el ahorro para otro día”.

La porción principal de su pago hipotecario ayuda a crear su patrimonio neto a través de crear valor líquido en su casa.

Como inquilino usted está pagando la hipoteca de SU ARRENDADOR.

A continuación hay un ejemplo del valor líquido que sería acumulado durante el transcurso de los próximos cuatro años si usted fuera a comprar una casa para finales de este año; basado en los resultados de la Encuesta de las expectativas de los precios de las casas.

Patrimonio durante los próximos cuatro años | Simplifying The Market

En este ejemplo, simplemente al pagar su hipoteca, ¡usted ha aumentado su patrimonio neto por más de $34,000!

En conclusión

¡Utilice su costo mensual para la vivienda a su ventaja! Reunámonos para discutir las oportunidades disponibles en nuestro mercado.[:]

[:en]Why You Should Stop Renting & Buy Today![:es]¡Por qué debería dejar de alquilar & comprar hoy![:]

Why You Should Stop Renting & Buy Today! | Simplifying The Market

[:en]There are many young people debating whether they should renew the lease on their apartment or sign a contract to purchase their first home. Housing Cost & Net Worth Whether you rent or buy, you have a monthly housing cost. As a buyer, you are paying YOUR mortgage. Every mortgage payment is a form of ...

Continue Reading

[:en]Why You Should Stop Renting & Buy Today![:es]¡Por qué debería dejar de alquilar & comprar hoy![:]

Why You Should Stop Renting & Buy Today! | Simplifying The Market

[:en]There are many young people debating whether they should renew the lease on their apartment or sign a contract to purchase their first home.

Housing Cost & Net Worth

Whether you rent or buy, you have a monthly housing cost.

As a buyer, you are paying YOUR mortgage.

Every mortgage payment is a form of what Harvard University’s Joint Center for Housing Studies calls “forced savings.”

“Since many people have trouble saving and have to make a housing payment one way or the other, owning a home can overcome people’s tendency to defer savings to another day.”

The principal portion of your mortgage payment helps build your net worth through building the equity you have in your home.

As a renter, you are paying YOUR LANDLORD’S mortgage.

Below is an example of the home equity that would be accrued over the course of the next four years if you were to buy a home by the end of this year; based on the results of the Home Price Expectation Survey.

Home Equity Over The Next 4 Years | Simplifying The Market

In this example, simply by paying your mortgage, you have just increased your net worth by over $34,000!

Bottom Line

Use your monthly housing cost to your advantage! Let's get together and discuss the opportunities available in our market.[:es]Hay muchos jóvenes debatiendo si deben renovar el contrato de arrendamiento de su apartamento o firmar un contrato para comprar su primera casa.

El costo de la vivienda & el patrimonio neto

Si usted alquila o compra, usted tiene un costo mensual por la vivienda.

Como comprador usted está pagando SU hipoteca.

Cada pago hipotecario es una forma de lo que el Joint Center for Housing Studies de la universidad de Harvard llama “ahorros forzados”.

“Ya que mucha gente tiene problemas ahorrando y tienen que hacer un pago por la vivienda de una forma u otra, ser propietario de casa puede superar la tendencia de las personas a aplazar el ahorro para otro día”.

La porción principal de su pago hipotecario ayuda a crear su patrimonio neto a través de crear valor líquido en su casa.

Como inquilino usted está pagando la hipoteca de SU ARRENDADOR.

A continuación hay un ejemplo del valor líquido que sería acumulado durante el transcurso de los próximos cuatro años si usted fuera a comprar una casa para finales de este año; basado en los resultados de la Encuesta de las expectativas de los precios de las casas.

Patrimonio durante los próximos cuatro años | Simplifying The Market

En este ejemplo, simplemente al pagar su hipoteca, ¡usted ha aumentado su patrimonio neto por más de $34,000!

En conclusión

¡Utilice su costo mensual para la vivienda a su ventaja! Reunámonos para discutir las oportunidades disponibles en nuestro mercado.[:]

[:en]Why You Should Stop Renting & Buy Today![:es]¡Por qué debería dejar de alquilar & comprar hoy![:]

Why You Should Stop Renting & Buy Today! | Simplifying The Market

[:en]There are many young people debating whether they should renew the lease on their apartment or sign a contract to purchase their first home. Housing Cost & Net Worth Whether you rent or buy, you have a monthly housing cost. As a buyer, you are paying YOUR mortgage. Every mortgage payment is a form of ...

Continue Reading
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The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. Keeping Current Matters, Inc. will not be liable for any loss or damage caused by your reliance on the information or opinions contained herein.