[:en]Put Your Housing Cost To Work For You![:es]¡Ponga su costo de vivienda a trabajar por usted![:]

Put Your Housing Cost To Work For You! | Simplifying The Market
[:en]There are many young people debating whether they should renew the lease on their apartment or sign a contract to purchase their first home. As we have said before, mortgage interest rates are still near historic lows and rents continue to rise.

Housing Cost & Net Worth

Whether you rent or buy, you have a monthly housing cost.

As a buyer, you are contributing to YOUR net worth.

Every mortgage payment is a form of what Harvard University’s Joint Center for Housing Studies calls “forced savings.”

“Since many people have trouble saving and have to make a housing payment one way or the other, owning a home can overcome people’s tendency to defer savings to another day.”

The principal portion of your mortgage payment helps build your net worth through building the equity you have in your home.

As a renter, you are contributing to YOUR LANDLORD’S net worth.

Below is an example of the home equity that would be accrued over the course of the next five years if you had purchased a home in January; based on the results of the Home Price Expectation Survey.

Put Your Housing Cost To Work For You! | Simplifying The Market

In this example, simply by paying your mortgage, you would have increased your net worth by over $44,000!

Bottom Line

Use your monthly housing cost to your advantage! Let’s meet up to discuss the opportunities available in your market.[:es]Hay muchos jóvenes debatiendo si ellos deben renovar su contrato de arrendamiento en su apartamento o firmar un contrato para comprar su primera casa. Como hemos dicho antes, las tasas de interés hipotecarias están aún cerca de mínimos históricos y los alquileres continúan aumentando.

El costo de la vivienda & el patrimonio neto

Sea que usted alquila o compra, usted tiene un costo de vivienda mensual.

Como comprador, usted está contribuyendo a su patrimonio neto.

Cada pago de la hipoteca es una forma de lo que el Joint Center for Housing Studies de la universidad de Harvard llama “ahorros forzados”.

“Ya que mucha gente tiene problemas ahorrando y tienen que hacer el pago por la vivienda de una forma u otra, ser propietario de casa puede superar la tendencia de la gente a aplazar el ahorro para otro día.”

La porción principal de su pago hipotecario ayuda a crear su patrimonio neto a través de la plusvalía que usted tiene en su casa.

Como inquilino, usted está contribuyendo a el patrimonio neto de su arrendador.

A continuación, es un ejemplo de la plusvalía de la casa que se puede acumular a lo largo de los próximos cinco años si usted compró su casa en enero; basado en los resultados de la Encuesta de las expectativas de los precios de las casas.

¡Ponga su costo de vivienda a trabajar por usted!| Simplifying The Market

En este ejemplo, simplemente mediante el pago de su hipoteca, ¡usted habría aumentado su patrimonio neto por más de $44,000!

En conclusión,

¡Utilice su costo de la vivienda mensual para su ventaja!  Reunámonos para discutir las oportunidades disponibles en su mercado.[:]

[:en]Put Your Housing Cost To Work For You![:es]¡Ponga su costo de vivienda a trabajar por usted![:]

Put Your Housing Cost To Work For You! | Simplifying The Market

[:en]There are many young people debating whether they should renew the lease on their apartment or sign a contract to purchase their first home. As we have said before, mortgage interest rates are still near historic lows and rents continue to rise. Housing Cost & Net Worth Whether you rent or buy, you have a ...

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[:en]Put Your Housing Cost To Work For You![:es]¡Ponga su costo de vivienda a trabajar por usted![:]

Put Your Housing Cost To Work For You! | Simplifying The Market

[:en]There are many young people debating whether they should renew the lease on their apartment or sign a contract to purchase their first home. As we have said before, mortgage interest rates are still near historic lows and rents continue to rise.

Housing Cost & Net Worth

Whether you rent or buy, you have a monthly housing cost.

As a buyer, you are contributing to YOUR net worth.

Every mortgage payment is a form of what Harvard University’s Joint Center for Housing Studies calls “forced savings.”

“Since many people have trouble saving and have to make a housing payment one way or the other, owning a home can overcome people’s tendency to defer savings to another day.”

The principal portion of your mortgage payment helps build your net worth through building the equity you have in your home.

As a renter, you are contributing to YOUR LANDLORD’S net worth.

Below is an example of the home equity that would be accrued over the course of the next five years if you had purchased a home in January; based on the results of the Home Price Expectation Survey.

Put Your Housing Cost To Work For You! | Simplifying The Market

In this example, simply by paying your mortgage, you would have increased your net worth by over $44,000!

Bottom Line

Use your monthly housing cost to your advantage! Let's meet up to discuss the opportunities available in your market.[:es]Hay muchos jóvenes debatiendo si ellos deben renovar su contrato de arrendamiento en su apartamento o firmar un contrato para comprar su primera casa. Como hemos dicho antes, las tasas de interés hipotecarias están aún cerca de mínimos históricos y los alquileres continúan aumentando.

El costo de la vivienda & el patrimonio neto

Sea que usted alquila o compra, usted tiene un costo de vivienda mensual.

Como comprador, usted está contribuyendo a su patrimonio neto.

Cada pago de la hipoteca es una forma de lo que el Joint Center for Housing Studies de la universidad de Harvard llama “ahorros forzados”.

“Ya que mucha gente tiene problemas ahorrando y tienen que hacer el pago por la vivienda de una forma u otra, ser propietario de casa puede superar la tendencia de la gente a aplazar el ahorro para otro día.”

La porción principal de su pago hipotecario ayuda a crear su patrimonio neto a través de la plusvalía que usted tiene en su casa.

Como inquilino, usted está contribuyendo a el patrimonio neto de su arrendador.

A continuación, es un ejemplo de la plusvalía de la casa que se puede acumular a lo largo de los próximos cinco años si usted compró su casa en enero; basado en los resultados de la Encuesta de las expectativas de los precios de las casas.

¡Ponga su costo de vivienda a trabajar por usted!| Simplifying The Market

En este ejemplo, simplemente mediante el pago de su hipoteca, ¡usted habría aumentado su patrimonio neto por más de $44,000!

En conclusión,

¡Utilice su costo de la vivienda mensual para su ventaja!  Reunámonos para discutir las oportunidades disponibles en su mercado.[:]

[:en]Put Your Housing Cost To Work For You![:es]¡Ponga su costo de vivienda a trabajar por usted![:]

Put Your Housing Cost To Work For You! | Simplifying The Market

[:en]There are many young people debating whether they should renew the lease on their apartment or sign a contract to purchase their first home. As we have said before, mortgage interest rates are still near historic lows and rents continue to rise. Housing Cost & Net Worth Whether you rent or buy, you have a ...

Continue Reading
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The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. Keeping Current Matters, Inc. will not be liable for any loss or damage caused by your reliance on the information or opinions contained herein.