[:en]Gap Between Homeowner’s & Appraiser’s Opinions Widen[:es]Se ensancha la brecha entre la opinión del propietario de casa & el tasador[:]

Gap Between Homeowner’s & Appraiser’s Opinions Widen | Simplifying The Market
[:en]In today’s housing market, where supply is very low and demand is very high, home values are increasing rapidly. One major challenge in such a market is the bank appraisal.

If prices are surging, it is difficult for appraisers to find adequate, comparable sales (similar houses in the neighborhood that closed recently) to defend the price when performing the appraisal for the bank.

Every month, Quicken Loans measures the disparity between what a homeowner believes their house is worth as compared to an appraiser’s evaluation in their Home Price Perception Index (HPPI). Here is a chart showing that difference for each of the last 12 months.

Gap Between Homeowner’s & Appraiser’s Opinions Widen | Simplifying The Market

The gap between the homeowner vs. appraiser’s opinion had been heading in the right direction (closer to even), until this past month, when the gap widened again to -1.99%.

Bottom Line 

Every house on the market has to be sold twice; once to a prospective buyer and then to the bank (through the bank’s appraisal). With escalating prices, the second sale might be even more difficult than the first. If you are planning on entering the housing market this year, let’s meet up so I can guide you through this, and any other, obstacle that may arise.[:es]En el mercado de la vivienda de hoy, donde el suministro está muy bajo y la demanda bien alta, el valor de las viviendas aumenta rápidamente. Uno de los desafíos principales en tal mercado es el tasador del banco.

Si los precios están aumentando, es difícil para los tasadores encontrar comparables de ventas adecuados (casas similares en el vecindario que cerraron recientemente) para defender el precio al realizar la evaluación para el banco.

Cada mes, Quicken Loans mide la diferencia entre lo que el propietario de casa cree que vale su casa comparado con la evaluación del tasador en su índice ‘Home Price Perception Index (HPPI)’. Aquí está la tabla mostrando esa diferencia en cada uno de los últimos 12 meses.

Se ensancha la brecha entre la opinión del propietario de casa & el tasador

La brecha entre el propietario de casa frente a la opinión del tasador se ha estado dirigiendo en una buena dirección (más cerca que nunca), hasta este último mes, cuando la brecha se amplió otra vez a 1.99 %.

En conclusión,

Cada casa en el mercado tiene que ser vendida dos veces; una a un posible comprador y entonces a el banco (a través del tasador del banco). Con la escalada de los precios, la segunda venta podría ser incluso más difícil que la primera. Si usted está planeando entrar al mercado de la vivienda este año, reunámonos para guiarlo a través de esto, y cualquier otro, obstáculo que pueda surgir.[:]

[:en]Gap Between Homeowner’s & Appraiser’s Opinions Widen[:es]Se ensancha la brecha entre la opinión del propietario de casa & el tasador[:]

Gap Between Homeowner’s & Appraiser’s Opinions Widen | Simplifying The Market

[:en]In today’s housing market, where supply is very low and demand is very high, home values are increasing rapidly. One major challenge in such a market is the bank appraisal. If prices are surging, it is difficult for appraisers to find adequate, comparable sales (similar houses in the neighborhood that closed recently) to defend the ...

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[:en]Gap Between Homeowner’s & Appraiser’s Opinions Widen[:es]Se ensancha la brecha entre la opinión del propietario de casa & el tasador[:]

Gap Between Homeowner’s & Appraiser’s Opinions Widen | Simplifying The Market

[:en]In today’s housing market, where supply is very low and demand is very high, home values are increasing rapidly. One major challenge in such a market is the bank appraisal.

If prices are surging, it is difficult for appraisers to find adequate, comparable sales (similar houses in the neighborhood that closed recently) to defend the price when performing the appraisal for the bank.

Every month, Quicken Loans measures the disparity between what a homeowner believes their house is worth as compared to an appraiser’s evaluation in their Home Price Perception Index (HPPI). Here is a chart showing that difference for each of the last 12 months.

Gap Between Homeowner’s & Appraiser’s Opinions Widen | Simplifying The Market

The gap between the homeowner vs. appraiser’s opinion had been heading in the right direction (closer to even), until this past month, when the gap widened again to -1.99%.

Bottom Line 

Every house on the market has to be sold twice; once to a prospective buyer and then to the bank (through the bank’s appraisal). With escalating prices, the second sale might be even more difficult than the first. If you are planning on entering the housing market this year, let's meet up so I can guide you through this, and any other, obstacle that may arise.[:es]En el mercado de la vivienda de hoy, donde el suministro está muy bajo y la demanda bien alta, el valor de las viviendas aumenta rápidamente. Uno de los desafíos principales en tal mercado es el tasador del banco.

Si los precios están aumentando, es difícil para los tasadores encontrar comparables de ventas adecuados (casas similares en el vecindario que cerraron recientemente) para defender el precio al realizar la evaluación para el banco.

Cada mes, Quicken Loans mide la diferencia entre lo que el propietario de casa cree que vale su casa comparado con la evaluación del tasador en su índice ‘Home Price Perception Index (HPPI)’. Aquí está la tabla mostrando esa diferencia en cada uno de los últimos 12 meses.

Se ensancha la brecha entre la opinión del propietario de casa & el tasador

La brecha entre el propietario de casa frente a la opinión del tasador se ha estado dirigiendo en una buena dirección (más cerca que nunca), hasta este último mes, cuando la brecha se amplió otra vez a 1.99 %.

En conclusión,

Cada casa en el mercado tiene que ser vendida dos veces; una a un posible comprador y entonces a el banco (a través del tasador del banco). Con la escalada de los precios, la segunda venta podría ser incluso más difícil que la primera. Si usted está planeando entrar al mercado de la vivienda este año, reunámonos para guiarlo a través de esto, y cualquier otro, obstáculo que pueda surgir.[:]

[:en]Gap Between Homeowner’s & Appraiser’s Opinions Widen[:es]Se ensancha la brecha entre la opinión del propietario de casa & el tasador[:]

Gap Between Homeowner’s & Appraiser’s Opinions Widen | Simplifying The Market

[:en]In today’s housing market, where supply is very low and demand is very high, home values are increasing rapidly. One major challenge in such a market is the bank appraisal. If prices are surging, it is difficult for appraisers to find adequate, comparable sales (similar houses in the neighborhood that closed recently) to defend the ...

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